1. How can I benefit from Sure Financial Corp?
We are a Michigan based company. We do not send any of our processing out of the office. Sure Financial Corp. has fast turn around times for pre-approvals, appraisals and closings. All of our customers recieve a copy of their credit report and a full color copy of there appraisal before the closing. Sure Financial Corp. is also a mortgage broker which means we have over 80 lenders that we can approve your loan with.

2. What types of mortgage loans are available? We have 30 year, 40 year, 15 year and 20 year fixed rate mortgages. Sure Financial Corp. also has 2 year fixed and 3 year fixed mortages (for people who are not keeping there home for a long time). We also have loans for people who are self-employed and who can not prove their income. Sure Financial Corp also offers commercial loans for people who choose to prove their income or people who can't and we also do FHA loans!

3. In which states do you lend? We lend in Michigan only.

4. How much must I have for a down payment? In some cases you don't have to have any money down to buy a home you need to qualify for a "0" down program or you can put the traditional 20% down. I'ts up to you!

5. Why might a Home Equity Loan or Line of Credit be right for me? A home Equity loan or line of credit can benefit you in many ways, it allows you to borrow many against your home without touching your first mortgage, also it gives you the freedom to use the money at your convienence unlike a traditional refinace you have to take all the money at once. Also there are special rates if you lock the initial amount of money that you spend.

a. A Home Equity Loan or Line of Credit to consolidate your debt. If you have credit cards and other high interest debt, you may be able to reduce your monthly payments with a Home Equity Loan or Line of Credit.

b. You can make home improvements. Adding an extra bedroom, updating your kitchen or replacing an old roof are all smart ways to increase your home’s value and protect your investment.

c. You can use the funds for a variety of other uses, such as college tuition, vacation expenses, or large purchases.

d. You may save at tax time. The interest on your Home Equity Loan or Line of Credit may be tax deductible* which can save you money year after year.
*Consult your tax advisor concerning the deductibility of interest.

6. What happens after I apply with Sure Financial Corp. on this Web site? You will receive an e-mail within 24 hours of submission of your application. This e-mail will indicate the status of your application and the next steps you need to take. You will also receive application disclosure documents in the U.S. mail within three business days of your loan submission.

7. What's the difference between a Home Equity Loan and a Home Equity Line of Credit? Generally, a Home Equity Loan is for a fixed dollar amount, for a fixed period of time, with fixed monthly payments, and the borrowed amount is received as a single lump sum.

8. How much can I borrow?
Several factors determine how much you can borrow including the available equity in the home, income, prior credit history, and our loan limits.

9. Is the interest on my Home Equity Loan or Line of Credit tax-deductible?
In many cases, the interest on a Home Equity Line of Credit or Home Equity Loan may be tax deductible*.
*Consult your tax advisor concerning the deductibility of interest.

10. Is the interest rate fixed or variable?
Home Equity Loans may offer a fixed interest rate and the principal is amortized over the term, while Home Equity Lines of Credit feature a variable rate. Interest rates are based on the amount you borrow and the loan term.